For Canadian medical trainees

Finally understand your financial future.

A premium planning simulator that projects your debt, net worth, and major milestones — through medical school, residency, fellowship, and early practice.

Free · Takes ~5 minutes · No spreadsheet required

Peak Debt
$387,420
Debt-Free Date
Age 34
Net Worth at 40
$612,000

The questions keeping you up at night.

We turn fuzzy anxiety into concrete answers, year by year.

When will I be debt free?

See the exact year your line of credit hits zero — and what it would take to get there sooner.

When can I buy a home?

Model your down payment trajectory factoring FHSA, family help, and residency cash flow.

Can I afford children in training?

Plan parental leave, childcare, and timing without guesswork.

How does specialty choice matter?

Compare Family Medicine vs. Radiology vs. Psychiatry side by side.

What's my peak debt?

Watch your debt curve through residency and know the worst it gets.

What moves the needle most?

Discover which decisions actually change your 10-year outcome.

Three steps to clarity.

No spreadsheets. No financial jargon. Just answer a few questions and see your future.

Begin now
01

Tell us where you are

Premed, MS3, PGY-2, fellow, staff — the questions adapt to your stage.

02

Add your real numbers

Debt, savings, spending, plans. Don't know an assumption? We'll estimate it.

03

See your full trajectory

Beautiful charts and a personalized roadmap built just for you.

Built for every stage of your training.

Whether you're applying to med school or two years into staff practice — your simulation adapts.

PremedMedical StudentResidentFellowStaff Physician
Start your simulation